Auto Loan Calculator

Use this car payment calculator to estimate monthly payments. Enter the loan amount, term and interest rate to calculate your monthly repayments. Only Once an application is submitted and accurate repayment figure can be quoted as the bank will decide on the interest rate based on your personal criteria. Use a nominal of 14% for this estimation.

Extra charges which will influence your monthly payment is a 2 year warranty (starting from R 6325.00), licence fee depending on the tare weight of the vehicle (+- R 1300.00) a once off initiation fee charge by the bank of R 1197.00, a monthly service fee of R 68.40 charged by the bank, a service and delivery charge of R 3200.00 which includes the items below.

  • Vehicle Inspection / Service prior to sale   : R 1500
  • Valet:                                                                     R 450
  • Mats:                                                                     R 350
  • Delivery Fuel:                                                      R 200
  • Roadworthy Charge:                                          R 400
  • Advertising / Marketing:                                  R 300

Total : R 3200

*Please note that the wording “Service and Delivery” does not mean actual servicing of the vehicle and delivery of the vehicle to your premises but relates to the service we provide to have the vehicle ready for delivery to you. It is the correct name for above services as per the NCR(National Credit Regulator)

Financing Calculator

Vehicle price (R)
Interest rate (%)
Period (month)
Down Payment (R)
Monthly Payment
Total Interest Payment
Total Amount to Pay
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