Mechanical Breakdown Insurance provides financial relief in case of vehicle mechanical failure and related costs.
Limits frustration and inconvenience. Unlimited number of claims per component. (Limit of Indemnity as per various warranty booklets). Day one cover.
Engine, gearbox (manual/automatic), differential, transaxle, 4×4 front differential unit and hubs, turbo charges (if factory fitted) electronic ignition, management system, braking system, steering, fuel system, cooling system, radiator, electrical components, prop shaft, air conditioner, clutch, drive shaft, CV joints, or as per various warranty booklets. Limit of indemnity as per various Policy Booklets.
As per various Policy Booklets.
In the event of the client’s vehicle being involved in a breakdown, the client has 24 hours access to: Roadside assistance, Tow in, Hotel accommodation, Car rental, Medical and Home Assistance programs. Limits and cover as per various warranty Policy Booklets.
Petrol and diesel engine vehicles must be serviced according to warranty specifications. A maximum tolerance of 1000 km’s or 10 days runover will be allowed. Services and repairs must be carried out by a manufacturer’s franchised dealer or an approved workshop. Self service is allowed by prior arrangement. Failure to comply with service regulations, the policy will be invalid, policy an be reinstated as per various warranty and policy conditions.
Repairing dealer to contact warranty administrator to provide quote. (Client to approve for stripping if required). Administrator authorizes repairs or order.
After date of sale, the vehicle is used for the following: Rental purposes, taxi used in any form of racing competition, if modified mechanically, or a turbo was fitted after the date of sale, and if the vehicle was in a major accident and is declared a rebuilt.
All requests for cancellation must be in writing. Within the first 30 days, if no claim, full refund, after 30 days pro rate only (if no claim). All refunds paid to financial institution if financed.
What is Shortfall Protection? Pays the credit shortfall which may arise in the event of your vehicle being stolen or written off and settlement by the underlying insurer is less than the outstanding capital you owe the bank less any arrears or additional add-ons…
Provides assistance where your vehicle is partially damaged in an accident, written of or stolen and your underlying motor insurance policy does not pay your claim, due to you having unintentionally violated a condition of that policy. Excess of underlying motor insurance policy will apply.